Cleaning checklist

Register for Self Assessment

By 5 October in your second tax year of trading.

Open a business bank account

Keep client payments separate from personal funds.

Get public liability insurance

Essential cover for accidental damage at client premises.

Invoice every job

Numbered invoices are your income proof for HMRC.

Keep a mileage log

Record every business journey from the first day.

Track allowable expenses

Products, equipment, uniform, and vehicle costs.

Monitor VAT threshold (£90k)

Register for VAT if your rolling 12-month turnover crosses £90,000.

Save for your tax bill

Set aside roughly 20–25% of net profit each month.